Here it is, another year swiftly past in my life. 2009 had some remarkably psychotic head snapping events.
It marked the year I moved back to my old home town. (scary).
It marked the year out guitar business went into a serious tailspin, thanks to a the corporate giant sending out the attack dogs.
It ticked off another year of living the goodlife thinking we were broke on our ass. Actually we had no idea we were NOT broke, but we are now. After our guitar build got shut down and the economy tanked, tanked, and then really tanked.... we have had to reevaluate every single thing in our lives.
Our cable is gone..
Tomorrow I am shutting off our home phone..
I have been living with a coat on in my own house for a month because heat is just too expensive..
My son's coat has a broken zipper, so instead of just getting a new one (which I would have done a year ago) he wears a hoodie under his coat.
And to top off the lovely list of crap that sits on my head, I know my paycheck will fall short each and every month by $600.
Life is just a bitch right now. But, there is a light at the end of the tunnel. I really believe that.
We have signed up to take a financial course, both of us, as a couple. It is the Dave Ramsey Financial Peace University. We have gone through the first lesson about saving saving saving. All ya gotta come up with is a thousand bucks.
That's all?? Should be easy right?? If my grocery bill didn't cost more than my house payment, and if my luck holds out hiding from the credit card people, I might be able to get it done. We dug up $45 today.
I will be using this for my online diary about the next chapter of learning to become debt-free.
Stay turned for class #2! It starts tomorrow.